Nursing Homes

General Liability & Professional Liability

  • Claims Made Policy (Full Prior Acts)
  • Include Medical Directors
  • Deductible Per Claim Available
  • Include Employee Benefits Liability
  • Per Location Aggregate

Property

  • Building & Contents
  • Unlimited Period of Indemnity for Loss of Rents
  • Equipment Breakdown (Boiler Machinery)
  • Ordinance/Law Limit
  • Tenant Relocation Expenses & Personal Property
  • Terrorism Coverage
  • Flood & Earthquake (subject to applicable zones)
  • Mold Coverage (subject to sub-limit)

Auto Liability

  • Hired & Non-Owned Auto Liability Only (if applicable)

Umbrella

  • Limits ranging from $1m-$50m
  • Tenant Discrimination
  • Per Location Aggregate

Directors & Officers Liability

Employment Practices Liability

Employee Dishonesty

Patients' Fund Account Protection