A homeowners policy provides limited coverage for items that are considered valuable articles. This would include items such as jewelry, furs, collectibles, fine arts, wine, silver, china, antiques, guns and musical instruments.

At Borden Perlman, we work with our clients to identify these items and to provide them with a broad policy covering these items worldwide for extended causes of loss. Items insured on a valuable articles policy are not subject to the homeowners policy deductible.

Some of the benefits of having a valuable articles policy with one of our carriersmay include:

• Up to 150% replacement cost of the item
• Breakage protection
• Worldwide coverage
• Hassle-free appraisal requirements
• Coverage for pairs/sets
• Cash settlement option
• Coverage for newly acquired items

Contact a member of the Personal Lines department to discuss the broad coverages available for your most precious items.

Chubb Valuable Articles

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